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U.S. COMMERCE EQUIPMENT FINANCE LLC

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BANK LINE PRESERVATION SP5

The majority of companies need equipment in at least one aspect of their business. In order to compete in this evoving economy companies need to have resources on hand to purchase equipment and sustain growth. The clear choice of many different companies is equipment leasing. Equipment leasing allows the company to control cash flow, leverage their capital, and to acquire new equipment. according to "The ELA" EIGHT OUT OF TEN COMPANIES CHOOSE TO LEASE THEIR EQUIPMENT. Leasing is often the cheapest financing option, and normally shifts the issue of obselessance back to the lessor. Leasing also provides the flexible payment structures like seasonal payments, step payments, annual payments, etc... The creative payment structures will give the smaller company the payment schedule to match the cash flow, and they will also avoid the costly down payments related to traditional bank financing. The biggest challenge for a large number of companies in the industry is finding flexible financing options to purchase equipment. Leasing has many advantages over traditional bank financing from savings to overall convience. For small business cash flow determines the other aspects of the business, so by keeping the maximum amount of cash on hand you can give the company flexibility to grow.