U.S. Commerce Equipment Finance L.L.C.

Ownership of equipment alone will not produce revenue; it is the USE of equipment, which is productive. When viewed from this perspective, leasing is frequently Much less expensive.

Why Lease? In today’s economy, sometimes it just makes sense to lease rather than purchase. Growing companies need cash flow…established companies need to be able to upgrade equipment on a regular basis. Leasing offers businesses, governments, and schools an affordable alternative to secure the equipment they need to operate efficiently…and leasing offers buyers of equipment additional benefits:

Flexibility:  Business conditions help determine the structure of the lease, i.e., cash flow, specific equipment needs, tax situation, etc. A good lease should give you the flexibility to grow and work within budget limitations.
Practicality:  If purchasers are considering equipment which is frequently upgraded, it makes sense to lease that equipment. In addition, the worries and risks of ownership belong to the lessor, and at the end of the lease, you have the opportunity to replace worn or obsolete equipment. 

We offer fixed rate financing at competitive rates for terms up to five years. Financing 100% of the equipment costs, taxes, installation, and delivery charges allows for minimum up front cash requirements. U.S. COMMERCE provides various leasing structures all designed to free up operating capital and provide flexibility for future expansion. U.S. COMMERCE leasing programs are designed to address the financial needs of industry nationwide. We are confident that our experience and knowledge of financing alternatives can directly benefit your operations and assist you in obtaining your business objectives.

Leasing works…
Equipment leasing provides real advantages for everyone, helping you and your customers grow:

Less up-front cash
Lower monthly payments
Higher quality merchandise becomes affordable
Bank lines of credit remain available for other uses
Buy today’s equipment with future dollars
Tax Advantages/Cleaner Balance Sheet   (Consult Tax Advisor)
Working Capital Preservation
Inflation Protection

We’ve built our reputation on years of attentive personal service along with competitive rates, flexible payment plans and credit decisions often within the hour. These are benefits that help you satisfy your customers, and aid them in growing and up-grading their business.